Send & Receive Money

Send money in seconds

Split the dinner bill, pay the babysitter or send a gift. Accses Pay moves money between U.S. bank accounts in minutes.

Minutestypical delivery between enrolled users

Why customers choose Send & Receive Money

Email or mobile number

No account numbers needed.

Request money

Send requests and reminders in the app.

Between your accounts

Instant internal transfers at any time.

External accounts

Link accounts at other banks for free standard transfers.

Getting started

Up and running in three simple steps

  1. Tell us about yourselfApply online in about 5 minutes with your ID and contact details.
  2. Get a quick decisionMost applications are approved instantly — some take one business day.
  3. Start using your accountLog in to Online Access, add your card to your phone and you’re set.
Send money now

Frequently asked questions

Is there a limit?

Standard limits are $2,500 per day and $10,000 per month for personal accounts.

You might also be interested in

Have questions? Talk to a specialist.