Savings Accounts

Save more, without thinking about it

Earn a competitive rate and build savings on autopilot. Set goals, round up debit purchases and move money between accounts instantly.

4.25%APY on Accses High-Yield Savings

Why customers choose Savings Accounts

Round-up savings

Round debit purchases to the next dollar and save the change.

Savings goals

Create up to 10 goals with progress tracking in the app.

No minimum balance

Start with any amount and never pay a maintenance fee.

Instant transfers

Move money to and from Accses checking in real time.

Compare your options

Pick the one that fits today — you can switch any time.

Everyday Savings

0.50%
APY on all balances
  • No minimum balance
  • Round-up savings
  • Overdraft link to checking
Choose this option

Kids & Teens Savings

1.00%
APY, joint with a parent
  • Parental controls
  • Allowance automation
  • Learning tools
Choose this option
Getting started

Up and running in three simple steps

  1. Tell us about yourselfApply online in about 5 minutes with your ID and contact details.
  2. Get a quick decisionMost applications are approved instantly — some take one business day.
  3. Start using your accountLog in to Online Access, add your card to your phone and you’re set.
Open a savings account

Frequently asked questions

How is interest calculated?

Interest is compounded daily and credited monthly, based on your daily balance.

Are there withdrawal limits?

High-Yield Savings includes 6 free withdrawals per statement cycle; after that it is $5 each.

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Have questions? Talk to a specialist.