Student Accounts

Money tools built for campus life

Students under 25 get fee-free checking, a starter credit card, and tools to build smart money habits.

$0monthly fees for students under 25

Why customers choose Student Accounts

No monthly fee

Accses Essential is free for students under 25.

Build credit

A starter card with a low limit and credit-building tips.

Parent transfers

Parents can send money instantly.

Money lessons

Short, practical guides on budgeting and credit.

Getting started

Up and running in three simple steps

  1. Tell us about yourselfApply online in about 5 minutes with your ID and contact details.
  2. Get a quick decisionMost applications are approved instantly — some take one business day.
  3. Start using your accountLog in to Online Access, add your card to your phone and you’re set.
Open a student account

Frequently asked questions

Who qualifies?

Anyone aged 16–24 enrolled at an accredited school. Under 18 requires a joint owner.

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