Northern Accses micro-loans help small traders, artisans and new businesses buy stock, equipment and grow — with flexible weekly or monthly repayments and a dedicated loan officer.
Borrow from $500 with no collateral required on first loans.
Repay on time and qualify for larger loans automatically.
Join a solidarity group of 5–10 members for lower rates.
Free bookkeeping and cash-flow workshops with every loan.
Pick the one that fits today — you can switch any time.
Any business owner aged 18+ who has operated for at least 3 months, or a new business with a simple plan reviewed by our loan officers.
No. We consider cash flow, references and group guarantees, not just credit scores.
